Indiana Life Insurance

Life Insurance in Indiana

Our team of Indiana life insurance specialists can help you through the unfamiliar process of choosing your life insurance policy. In order to select the option that works best for you, we’ll take your unique situation into account. Contact us now to take steps towards a more secure future.

What’s Life Insurance?

In a life insurance contact, an agreement is made between a customer and an insurance provider. The customer pays a certain amount of money at scheduled intervals, which is known as a “premium”. In return, the company will pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

What is the difference between term, whole & universal life insurance? What are their pros & cons?

Term life insurance is linked to a specified time frame, relating to both premium payments and the payout.

Universal and whole life insurance are both guaranteed for the owner’s entire life. If correctly set up, these life insurance plans provide simple access to needed funds, while also providing for tax-advantaged growth of wealth.

All types of life insurance have benefits. Talk to our licensed Indiana life insurance professionals to learn more about term, whole, and universal life insurance and discover the best solution for you.

What are the benefits of owning a life insurance policy as opposed to investing in other ways?

Every investment plan has its pros and cons depending on your individual circumstances. To make the proper choice, working with an experienced financial professional is vital.

Who Needs Life Insurance?

The answer is simple: Everyone should buy life insurance.

Why Should Everyone Buy Life Insurance?

  • Funerals cost thousands of dollars. Why place that burden on your family?
  • To pay for the expense of children that may still be living at home.
  • Paying off outstanding debts, including mortgages.

These only represent a fraction of the reasons why you need life insurance. Contact a life insurance professional at ReJoyce Financial today to learn more.