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Investment advisory services are available only through Foundations Investment Advisors, an SEC Registered Investment Adviser. Insurance and annuity products available through its affiliate, ReJoyce Financial. Investing involves risk, including possible loss of principal. Insurance and annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company. ReJoyce Financial is not affiliated with or endorsed by the Social Security Administration or any other government agency. ReJoyce Financial does not offer tax planning or legal services, but may provide references to accounting, tax services or legal providers. ReJoyce Financial may also work with your attorney or independent tax or legal advisor.

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