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Medicare is an important part of your retirement puzzle. We speak the language of Medicare and can help you understand your options — even if you’re already enrolled in a coverage plan. Let the ReJoyce Financial professionals help you put all the pieces together so you can enjoy retirement.

The four myths of Medicare

Myth 1: Medicare covers all of your medical expenses.

FALSE! Original Medicare (Part A & B) is not a free service. Additionally, Original Medicare only covers a portion of your medical costs. You are responsible for premiums, deductibles, co-insurance, and co-payments.

Myth 2: You can apply for Medicare at any time.

FALSE! Once your Initial Enrollment Period ends, you can sign up for Part A & Part B during the General Enrollment Period between January 1 and March 31 each year.

Myth 3: All Medicare plans are created equal.

FALSE! It’s crucial that you decide what the most important features of your health coverage are. Do you have a vacation home or do you like to travel the U.S.? Do you care what providers or facilities you are allowed to utilize? Are you comfortable with a high range of unplanned out of pocket fees?

Myth 4: Your doctors is always in control of any health plan and medical decisions.

FALSE! Only Original Medicare defers to your doctor fully on diagnosis and treatment plans.

We'll make Medicare easy for you.
Download our "Understanding Medicare" brochure.


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