Retirement should be easy. You have some important decisions to make, based on our expert experience we have put together bundles to make it easy for you to decide how you want to be covered. Many people don’t realize that even on Medicare you will be left with Out-of-Pocket expenses. All of these options will help reduce the costs of services and treatments not covered by Medicare.

Fill out our short form today and receive our helpful brochure, so you
can focus on what’s really important.

Download Brochure

Compare Medigap policies

The chart shows basic information about the different benefits that Medigap policies cover for 2022. If a percentage appears, the Medigap plan covers that percentage of the benefits and you’re responsible for the rest.
Medicare Part A coinsurance and
hospital costs
(up to an additional 365 days after
Medicare benefits are used)
Medicare Part B
coinsurance or copayment
Blood (first 3 pints)100%100%100%100%100%100%50%75%100%100%
Part A hospice care coinsurance or
Skilled nursing facility
care coinsurance
Part A deductible100%100%100%100%100%50%75%100%100%
Part B deductible100%100%
Part B excess charges100%100%
Foreign travel emergency
(up to plan limits)
Out-of-pocket limit in 2022**
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments and deductibles) up to the deductible amount of $2,490 in 2022 before your policy pays anything. (Plans C and F won’t be available to people who are newly eligible for Medicare on or after Jan. 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($233 in 2022), the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.

Connect with Us

ReJoyce Financial logo

Your family’s health, wealth, & happiness is our mission.

ReJoyce Financial

This information is not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program. You may be contacted by a licensed insurance agent. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurer. Plans purchased after initial enrollment period are subject to eligibility requirements.


Scroll to Top