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Sophisticated Financial Advice — Not Just for the Rich and Famous

This article originally appeared on Kiplinger.com “It’s all Greek to me.” Confusion and suspicion are two of the most common reasons people postpone talking to a financial professional. There’s an alphabet soup of products, programs, and certifications, and industry jargon like “asset allocation,” “decumulation,” and “equities and fixed income.” “I suggest the first term someone needs to understand is ‘fiduciary,’” …

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Comprehensive & Independent Retirement Planning

Too many cooks in the kitchen! One adviser is an asset manager, the other is a 401(k) specialist and perhaps another is an insurance professional or a tax consultant. They don’t communicate with each other, so they don’t coordinate their plans and products with each other. Watch the interview entitled Comprehensive & Independent Retirement Planning part 5 in the series …

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The Longevity Impact on Retirement

The #1 retirement risk in longevity, which is a risk multiplier for all other retirement risks. And unless you have a genetic disposition that will shorten your life expectancy, plan on living to 100. Watch the interview entitled The Longevity Impact on Retirement part 4 in the series Retiring Right with author, speaker and financial consultant Alex Joyce with talk …

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Income and Expense Planning

Most of the retirement plans currently operational have a significant flaw. There grossly underestimated the stunning increase in life expectancy. But government and military pensions are in a greater financial jeopardy, because their pensioners are living exceedingly longer than the plan actuaries calculated. Watch the interview entitled Income and Expense Planning part 3 in the series Retiring Right with author, …