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Determining Financial Product Costs

True cost comparisons between financial products are nearly impossible for the public to collect and ascertain the value of the expense load. The lack of transparency by product manufacturers is not consumer centric nor is it in keeping with best practices. Watch the interview entitled Determining Financial Product Costs part 2 in the series Retiring Right with author, speaker and …

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Developing Your Own Financial Profile

Risk tolerance tests are not a complete science, but they offer an indication of where you are in your attitudes about money if you answer the questions honestly. Every retiree should take a risk tolerance test and use it as a reference for retirement investing. Watch the interview entitled Developing Your Own Financial Profile part 1 in the series Retiring …

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Your retirement planning checklist

Are you approaching retirement? Even if you aren’t, it’s never too early to start thinking and planning for it. ReJoyce Financial’s Alexander Joyce shares a list of things to consider before retirement: 1. An up-to-date estate plan in your household for you and or your family An estate plan would include a will or trust (or both), Power of Attorney, …

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Planning for retirement

Pensions have disappeared from most companies and there’s an uncertain future in social security. That makes saving for retirement more challenging. That’s what we talked about with Alex Joyce of ReJoyce Financial Monday on Eyewitness News at Noon. He talked about risk tolerance and how not to get scared during the stock market’s ups and downs. He’s also offering some …

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The do’s and don’ts of saving for college

When thinking about college planning, one thing Alexander Joyce, ReJoyce Financial, can tell you is that most people feel its never enough. Most people wish they had started sooner and most people don’t know what investment option is best for their college funding needs. Alexander says, “A lot of college savors look to the 529 plan which is structured by …

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What you should be doing with your 401k

Should you roll your old 401k to your new employer or to an IRA? What should you do with your 401k when you retire? Should you be doing anything different in your 401k? Planning for retirement often comes with a lot of questions. Here to help make sense of it all is Alexander Joyce, President & CEO, ReJoyce Financial. Alexander …

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ReJoyce Financial offers calming advice about today’s market

Worried about what’s going on in the market right now? February, as of now, is considered to be the worst market in nine years. It seems there’s a lot of fear out there, but what is REALLY going on and WHY is this happening? Not to mention, what can we expect? Alexander Joyce, President & CEO, ReJoyce Financial, breaks it …

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How to “Rejoyce” in your retirement in the new year

Get financially secure in 2018 and feel good about saying “goodbye” to that career you’ve worked so long for. On Indy Style, Alexander Joyce, President & CEO, ReJoyce Financial, shares more on HOW we can get there, upcoming seminars, and more on his new book, which includes Everything you need to know, to get everything you want. Click here to …

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How much money is enough to retire?

Alexander Joyce, President & CEO, ReJoyce Financial, shares his take on the fear of unseen expenses and the goal any of us should have as we head into our retirement years. Be sure you have enough income, assets and income from assets. What I commonly see is the retirement income foundation, or the guaranteed income in retirement being Social Security …