The downside to Savings Bonds and the “tricky swap” that might work better instead

Years ago, grandparents gave their kids Savings Bonds. But the return on this is not very good. Here’s a nifty trick to also educate your kids on long-term savings. What about matching up your child’s personality with something that interests them… such as giving them a stock for Disney, Barbie, Lego or something like that. You can package it in a fun way, and take this as an opportunity to show then how fun it might be to “own” a piece of something they love!

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