This will identify and analyze pension income. If no pension option has been selected yet, it will consider all options and help in determining the most viable selection, an insurance product, for instance, based upon individual circumstances.
LONG TERM CARE ANALYSIS
Determining which kind of long-term care insurance is right for you can be a time-consuming and daunting task. There are dozens of insurance companies, each offering various policies and contract provisions.
We will take over the arduous task of reviewing numerous plans with a host of insurance companies. You will be presented with the clear facts that will help you to quickly and easily make an informed decision with the peace of mind that you are receiving the highest coverage limits for a plan that best fits your budget. (At the present time, based on health condition, age, etc.)
ASSET CYCLE SYSTEM
Do you understand the specific purpose for each of your investment accounts and what exactly they are designed to accomplish? If you aren’t sure, you aren’t alone. Many folks feel their investment accounts are like a puzzle dumped out on the floor, meaning, you aren’t sure how it all fits together.
Our Asset Cycle System can help you understand how each part of your financial assets fit together so you can complete your entire “financial picture”. This helps you see your potential future income streams.
LIFE INSURANCE AUDIT
Often times individuals own life insurance policies that may not be the most beneficial for their current situation. This audit is done by analyzing in-force illustrations and combing them for a number of potentially costly factors: Lapse, Over-insuring, Under-insuring, Under Performance, etc.
LICENSED MORTGAGE LOAN OFFICER
If you are looking to buy a home in today’s market, you need a professional. ReJoyce Financial can help you with what can seem like a complicated process at first. We can help with things like loan applications, credit allocation, inspecting and completing documents as well as assessing applicants’ capacity to repay and default risk. We also handle refinancing for those looking to make home improvements.
Learn how to avoid the Ticking Tax Time Bomb and pass more on to your loved ones by using our Estate Protector System.
When you pass your legacy on to your next generation your assets could get socked by taxes and fees that could reduce your retirement accounts dramatically. There are four primary categories of beneficiary who may lay claim to your assets when you pass away, namely, your heirs, charities, attorneys, and the IRS. If you are like most people and you want to maximize what you leave to your loved ones and charities, you may benefit by implementing the Estate Protector System.
How do you arrange all of your important documents into a logical and orderly system that is both convenient and easy to use? We organize your documents into three main categories, namely, Protection, Savings, and Growth. Within these three main categories, there are up-to nine (9) sub-categories. Now you can instantly retrieve each document. Gathering your documents for an annual review of your overall plan is no longer a chore. Everything is already together inside your portable file box.
TAX MINIMIZATION AND SOCIAL SECURITY ANALYSIS
This will identify how to reduce your federal income tax and coordinate your income with your Social Security benefits so that you can reduce the tax on both.
Retirement should be easy. You have some important decisions to make. Many people don’t realize that even on Medicare you will be left with Out-of-Pocket expenses. All of these options will help reduce the costs of services and treatments not covered by Medicare.
LOOKING FOR MORE?
Looking for information regarding Portfolio Analysis, Asset Allocation Review, Roth IRA Conversion Reports, or Qualified Disbursement Reviews? Our affiliated company, ReJoyce Wealth Management, can help. To learn more: